How to transfer money using Capitec without app and cellphone banking?

Isaac More

Administrator
Staff member
How to send cash using USSD
  1. Dial *120*3279# and reply 9.
  2. Accept the terms and conditions.
  3. Reply 1.
  4. Choose "From" account.
  5. Enter the amount you want to send.
  6. Create a 4-digit secret code (this will be used to collect the cash)
  7. Enter your Mobile Banking PIN.
Capitec Bank primarily relies on digital and mobile banking for fund transfers and most banking transactions. If you want to transfer money without using the Capitec app or cellphone banking, you might have limited options, but you can try the following:

  1. ATM: You can visit a Capitec Bank ATM to perform various banking transactions, including fund transfers. Insert your Capitec card, follow the on-screen prompts, and choose the option to make a transfer. You'll need to know the recipient's account details and the type of transfer (e.g., same bank or interbank).
  2. In-Person: You can visit a Capitec Bank branch and perform the transaction with the assistance of a bank teller. They will guide you through the process, but you should have all the necessary information, including the recipient's account details.
  3. EFT (Electronic Funds Transfer): If you have a bank account with Capitec, you can also use the EFT service from another bank (non-Capitec) to transfer funds to a Capitec account. To do this, you will need to provide your Capitec account details to the sending bank, which will initiate the EFT on your behalf.
  4. Internet Banking: If you don't want to use the mobile app but have access to the internet, you can try accessing Capitec's internet banking platform via a web browser on a computer. Log in with your credentials, and you should be able to perform fund transfers.
 
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