How do I check my Capitec balance without airtime and app?

[Isaac More]

If you want to check your Capitec account balance without using airtime or the mobile app, you can use their USSD service. To check your balance using USSD, follow these steps:

1. Dial the USSD Code: On your mobile phone, dial the following USSD code: *120*3279#.
2. Enter Your Remote PIN: You will be prompted to enter your Remote PIN, which is a 4 to 8-digit number you set up when you first registered for mobile banking. Enter the PIN and press "OK" or the equivalent button on your phone.
3. Select Option: You'll see a list of options. To check your account balance, you may need to select an option like "Account Balance" or something similar. The exact wording may vary depending on the menu options provided.
4. View Your Balance: Once you select the appropriate option, your Capitec account balance will be displayed on your screen.

Please note that while checking your account balance using USSD typically does not require airtime, it's essential to ensure that your mobile phone has adequate signal strength and is capable of making USSD requests. Additionally, you must have previously registered for mobile banking and set up your Remote PIN through Capitec Bank's regular banking services.